:root{--navy:#0b2b47;--gold:#ad822b;--white:#fff;--mist:#f5f7f9;--ink:#193347;--muted:#667985;--line:#dbe3e8}*{box-sizing:border-box}html,body{background:var(--mist);color:var(--ink);margin:0;padding:0}body{font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}.shell{min-height:100vh}.topbar{background:var(--navy);color:var(--white);border-bottom:3px solid var(--gold);padding:18px 24px}.brand{justify-content:space-between;align-items:center;gap:20px;max-width:1160px;margin:0 auto;display:flex}.brandName{letter-spacing:.02em;font-family:Georgia,Times New Roman,serif;font-size:22px}.brandSub{opacity:.78;margin-top:3px;font-size:12px}.topbarRight{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:14px;display:flex}.accountNav{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.topbarLink,.topbarButton{color:var(--white);cursor:pointer;background:0 0;border:1px solid #ffffff6b;border-radius:10px;padding:8px 11px;font-size:13px;font-weight:700}.topbarLink:hover,.topbarButton:hover{background:#ffffff1a}.topbarLinkPrimary{background:var(--white);color:var(--navy);border-color:var(--white)}.topbarLinkPrimary:hover{background:#eef3f6}.topbarAccountPlaceholder{width:150px;height:34px;display:block}.container{max-width:1160px;margin:0 auto;padding:34px 24px 56px}.hero{grid-template-columns:1.25fr .75fr;align-items:stretch;gap:28px;display:grid}.card{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 14px 36px #0b2b4712}.kicker{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:700}h1,h2,h3{color:var(--navy);margin-top:0;font-family:Georgia,Times New Roman,serif}h1{margin-bottom:18px;font-size:clamp(34px,6vw,58px);line-height:1.02}h2{font-size:28px}p{line-height:1.65}.lead{color:var(--muted);max-width:720px;font-size:18px}.actions{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex}.btn{cursor:pointer;border:1px solid #0000;border-radius:12px;justify-content:center;align-items:center;padding:12px 18px;font-weight:700;display:inline-flex}.btnPrimary{background:var(--navy);color:var(--white)}.btnSecondary{background:var(--white);border-color:var(--navy);color:var(--navy)}.btnGold{background:var(--gold);color:var(--white)}.stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:18px;display:grid}.stat{border:1px solid var(--line);background:#fff;border-radius:14px;padding:16px}.stat strong{color:var(--navy);font-size:28px;display:block}.grid3{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:22px;display:grid}.label{color:var(--navy);margin-bottom:8px;font-weight:700;display:block}.input{background:#fff;border:1px solid #bdcbd3;border-radius:12px;width:100%;padding:13px 14px}.input:focus{border-color:var(--gold);outline:2px solid #ad822b40}.panelHeader{justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:22px;display:flex}.badge{color:var(--navy);background:#edf2f5;border-radius:999px;padding:7px 10px;font-size:12px;font-weight:700;display:inline-block}.badgeGold{color:#76581c;background:#f5eedf}.list{gap:12px;display:grid}.listItem{border:1px solid var(--line);background:#fff;border-radius:14px;justify-content:space-between;gap:16px;padding:16px;display:flex}.small{color:var(--muted);font-size:13px}.step{align-items:flex-start;gap:14px;display:flex}.stepNum{background:var(--navy);color:#fff;border-radius:50%;flex:none;place-items:center;width:32px;height:32px;font-weight:700;display:grid}.footer{max-width:1160px;color:var(--muted);margin:0 auto;padding:0 24px 32px;font-size:12px}@media (max-width:760px){.hero,.grid3{grid-template-columns:1fr}.container{padding:24px 16px 40px}.topbar{padding:16px}.card{padding:22px}.brand{flex-direction:column;align-items:flex-start}.topbarRight{justify-content:flex-start;width:100%}}.notice{color:#674b13;background:#fff7e8;border:1px solid #e2ca95;border-radius:12px;margin-top:16px;padding:12px 14px}.statusBox{border:1px solid var(--line);border-radius:14px;padding:18px}.statusOk{background:#eef7f1;border-color:#bed7c5}.statusPending{background:#fff7e8;border-color:#e2ca95}.btn:disabled{opacity:.55;cursor:wait}